Question: Can my child get CHIP if I have insurance?

Can my children and teens still qualify? Answer: Yes, many children who are eligible for Medicaid and CHIP are in families where one or both parents are working. Working parents may not have health coverage through their jobs or the health plans theyre offered may not cover their children.

Can I get Medicaid if I have insurance?

If you already have insurance coverage, then you are eligibility to receive premium assistance through the Medicaid program. Those who want to receive Medicaid should check their state law to see the income cutoff and other eligibility requirements.

Is it better to have Medicaid or private insurance?

Medicaid provides more comprehensive benefits than private insurance at significantly lower out-of-pocket cost to beneficiaries, but its lower payment rates to health care providers and lower administrative costs make the program very efficient.

Can my child get Medicaid if I make too much?

CHIP is a health care program for children whose families earn too much to get Medicaid but cannot afford health insurance. To get Medicaid or CHIP, a child must be age 18 and younger (in some cases children with disabilities age 19 and 20 can get Medicaid).

What do I do if I make too much money for Medicaid?

Open an Income Trust – If your income is still too high, some states will allow you to open a “miller trust” or “qualifying income trust” or “pooled income trust” so that you can qualify. Some of your income will go into your trust, but can still be used to help you pay your bills.

What income is considered low income in Illinois?

Poverty Line Illinois Illinois uses the federal poverty limit as its base for determining poverty in the state, which means the poverty line for a family of four is $26,200 annually and $2,183 monthly.

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