An undisclosed number of Discover card account holders have learned of a data breach that might have compromised their account information. The American financial services company subsequently filed data breach notices with the California Attorney Generals office on 25 January 2019.
Is Discover card safe?
No. All Discover Cardmembers are protected with our $0 Fraud Liability Guarantee, which means youre never responsible for unauthorized purchases on your Discover card.
Who is behind Discover card?
Discover Card is a credit card brand that is issued by the American financial services company, Discover Financial (DFS). Originally issued by the retailer Sears Roebuck, & Co. in 1985, Discover cards first distinguished themselves for their reduced fee structure and pioneering cash-back rewards program.
Is discover owned by Chase?
The Discover Card is was owned by Morgan Stanley; it is now an independent financial company.
Is discover a major credit card?
Major credit cards are any cards that belong to one of the big four credit card networks: Visa, Mastercard, American Express and Discover. Thats what stores mean by “we accept all major credit cards.” A major credit card will almost always show the logo of its network on the front.
Is Discover online banking safe?
Yes, Discover Bank is FDIC insured (FDIC# 5649). The federal government protects your money up to $250,000 per depositor, for each account ownership category, in the event of a bank failure.
Is Discover good about disputes?
Even if the transaction was authorized but you didnt get the item as stated or were charged incorrectly, Discover will still work with you. If you follow the steps below to dispute a credit card charge with Discover, your issue should be resolved quickly and easily.
Is discover better than Chase?
If you like to plan your spending months in advance, the Discover it Cash Back is the better choice as Discover releases its full cash-back calendar for the year, whereas Chase only announces Chase Freedoms bonus cash-back categories by quarter.
Why is Discover not accepted?
Why isnt Discover as widely accepted as Visa or Mastercard? There are a few reasons. Theres about one-seventh the number of Discover cards as Visa cards, so merchants may not have as much of an incentive to accept them. Discover sometimes charges merchants more for card acceptance than either Visa or Mastercard.
Is Discover a bank or credit union?
Discover Financial Services is an American financial services company that owns and operates Discover Bank, which offers checking and savings accounts, personal loans, home equity loans, student loans and credit cards. It also owns and operates the Discover and Pulse networks, and owns Diners Club International.